17 files of wealth blueprint

17 files of wealth blueprint

We spend most of our life thinking about wealth and working for money. There is a difference between wealth and money that we need to understand. Money can give you joy and wealth gives you satisfaction. Money helps you to trade however wealth gives you more control to your life by adding values in it.

“Give me your five minutes and I can predict your financial future for the rest of your life, you will be rich or not” – T. Harv Eker

The author can say this with confidence because for many years he had studied psychology, mindset and habits of millionaires and billionaires.

Author T. Harv Eker who is a businessman and motivational speaker known for his theories on wealth and motivation. The author has crafted secrets in words for us, in his USA best seller book Secrets of the Millionaire Mind

In this read, we are talking wealth blueprint and 17 files that the author has mentioned in the book.


If you are not doing well financially as you would like, you will have to change your money blueprint. Remember, your current money blueprint will tend to stay with you for the rest of your life unless you identify and change it.

There is one wealth principle, T-F-A-R

  • T – Thoughts
  • F – Feelings
  • A – Actions
  • R – Results

Our thoughts create feelings, feelings make us take actions and depending on our actions we get a result. Let’s understand how T-F-A-R works, if you are saving and investing money with a thought that it may be useful to you in your bad time then you take actions according to this thought and feeling. You will earn and save money with fear of future bad time. And what would result in this case? That bad time will surely come as you are imagining and preparing for it and when it does, your saving and investments go ZERO.

Your wealth blueprint is influenced by these two thought processes mentioned above. Wealth blueprint like the root of the financial tree that you planted which decides the quality and quantity of fruits. By fruits, I’m referring to results. 

Rich people always focus on what they desire. Poor people concentrate on things that they don’t want to happen. 

 Your wealth blueprint is influenced by these two thought processes mentioned above. Wealth blueprint like the root of the financial tree that you planted which decides the quality and quantity of fruits. By fruits, I’m referring to results. So nourish it carefully.

Our financial mindset and money blueprints are derived by below three areas :

1. Verbal programming 

– What you hear or listen about rich people, wealth and money from your surroundings are contributing to your mindset and program you accordingly. We often find these statements around us by our parents, friends or colleagues

  1. More money is the root cause of all problems
  2. No one can become rich in a short time unless they do unethical work
  3. Rich people are greedy and selfish

People from our surrounding tend to send their thoughts unconsciously to our mind. This doesn’t mean that people are bad or they are don’t wish good for us but they use to say this because the same thoughts are been pushed to their minds too by someone.

Rich and positive people speak about life and money differently than poor people with their surroundings. 

Your outer world is a byproduct of your inner mental thinking so don’t let your inner thinking programmed by someone else with negative thoughts.

2. Modelling 

– There is a quote “Monkey see, monkey do!”. We not only program our mind by verbal thoughts we hear but also model ourself based on what we see. Since childhood, we learn from our surrounding on how we should spend money or live a lifestyle. These things are conditioning our habits, mindset and actions towards how we handle wealth.

The good thing is if someone wants to change poor financial condition, they can do that by changing their mindset and thinking. To get help on that, I suggest you read books on wealth management or watch youtube videos.

3. Specific incidence 

– Positive or negative incidence does make an impact on our mindest too. If your family dealing with bad financial time, you may realize the importance of money by experiencing this phase. Your mind tries to find a solution and you decide to become rich so that your family won’t see such a crisis again.

Whereas a child from a rich family who had never seen financial issues would not be able to understand the importance of money by incidence because there are very fewer chances that they may go through negative incidences.

Always remember, when incidences happen whether good/bad, positive/negative, it has the power to change our mindsets but the decision lies with you to actions based out of it.

In reality, everyone needs a lot of money. Only those become millionaires who follow these 17 wealth files because these files show the psychology of rich and poor mindsets to understand how much difference is there in their actions.

Wealth files

# 1 | Rich people believe “I create my life.” Poor people believe “Life happens to me.”
# 2 | Rich people pay money game to win. Poor people play money game not to lose.
# 3 | Rich people are committed to being rich. Poor people want to be rich.
# 4 | Rich people think big. Poor people think small.
# 5 | Rich people focus on opportunities. Poor people focus on obstacles.
# 6 | Rich people admire other rich and successful people. Poor people resent rich and successful people.
# 7 | Rich people associate with successful people. Poor people associate with unsuccessful people.
# 8 | Rich people are willing to promote themselves and value. Poor people think negatively about selling and promotion.
# 9 | Rich people are bigger than their problems. Poor people are smaller than their problems.
# 10 | Rich people are excellent receivers. Poor people are bad receivers.
# 11 | Rich people choose to get paid based on the results. Poor people choose to get paid based on time.
# 12 | Rich people think both. Poor people think either/or.
# 13 | Rich people focus on their net worth. Poor people focus on their working income.
# 14 | Rich people manage their money well. Poor people mismanage their money.
# 15 | Rich people have their money work hard for them. Poor people work hard for their money.
# 16 | Rich people act despite fear. Poor people let fear stop them.
# 17 | Rich people constantly learn and grow. Poor people think they already know.


The author has identified and listed these 17 wealth files along with examples and strategies in the book “Secrets of the Millionaire Mind”. I have tried my best to give you some insights into this read from this book. I hope this will contribute and help you.

I also encourage you to read this book to get more clarity on your wealth blueprint.

The motive of this read is to make awareness about the wealth in your life and how you can take control of it.

If you think it’s worth to share or can help someone in their life, I request you to share it across your social platforms.

Please let me know in comments what are the qualities and habits you already own from these 17 wealth files and share your experience on new learnings.

Until next time, never stop reading…

This Post Has 3 Comments

  1. online

    I love it when folks get together and share thoughts. Great website, keep it up! Lulu Stavro Biebel

  2. turkce

    I do agree with all of the ideas you have presented for your post. They are very convincing and can certainly work. Nonetheless, the posts are too quick for novices. May you please extend them a bit from next time? Thanks for the post. Izabel Sherwin Rosemaria

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